
Dear HildredWoolley
Thank you for posting in the Microsoft community.
Regarding your question, if you no longer have an MSN Premium subscription.
You can turn off the auto-renewal feature in the Microsoft Account Subscriptions screen.
If you have had a chargeback recently, you can contact Live Chat Support for assistance with a refund.
Refer to the link below:
Turn recurring billing on or off for a Microsoft subscription - Microsoft Support
Best Wish
Shawn.Z-MSFT | Microsoft Community Support Specialist