How do you talk to a Msft rep when your account was charged and you need to dispute charges? A real person and not links to links.

Hi Joe,

Thanks for reaching out to the Microsoft Community. I'm sorry that you were incorrectly charged. I'm here to help you. To get the fastest way to talk to a real person is to:

1. Go to support.microsoft.com/contactus and sign in.
2. Choose the product (like Microsoft 365 or Xbox), then select Billing & subscriptions.
3. Pick Chat or Request a call to speak with a live agent.

If you prefer calling directly, you can find the local Microsoft support number for your appropriate country/location:

https://support.microsoft.com/en-us/topic/customer-service-phone-numbers-c0389ade-5640-e588-8b0e-28de8afeb3f2

Or dial: You can request a callback from Support using the link below:

Request a call back (microsoft.com)

I hope this information is helpful, please click "Accept Answer" and kindly upvote it. If you have extra questions about this answer, please click "Comment". 

Warm regards,

Restee