
Hello, thank you for reaching out to Microsoft Q&A.
What do you mean by "Home Account" here?
Do you mean you have an Office 365 Subscription? Either a Personal or a Family subscription?
https://account.microsoft.com/services
Please note that editing is only available on screens up to 10.1 inches. If you're using an iPad with a screen size of around 12.9 inches or above, you'll need to subscribe to a Microsoft Office 365 plan.
Reference:
What you can do in the Microsoft 365 apps on mobile devices with a Microsoft 365 subscription
Let me know if you still need more help.